Mortgages (Switching) Bill

What the bill does

A Bill to make provision for the purpose of enabling certain mortgage borrowers to switch to a new mortgage arrangement; and for connected purposes.

Progress through Parliament

What 2nd reading means, and what happens next

Second reading is the first full debate on the principle of the bill. The House votes on whether it should proceed at all.

If it passes, the bill goes to committee stage, where it is examined line by line and amendments are considered.

Read the full guide to this stage: What happens at second reading of a bill

Questions about the Mortgages (Switching) Bill

What stage is the Mortgages (Switching) Bill at?

The Mortgages (Switching) Bill is currently at 2nd reading in the UK Parliament.

Has the Mortgages (Switching) Bill become law?

Not yet. A bill becomes law only when it has passed both Houses and received Royal Assent. The Mortgages (Switching) Bill is currently at 2nd reading.

What happens next to the Mortgages (Switching) Bill?

If it passes, the bill goes to committee stage, where it is examined line by line and amendments are considered.

Who sponsored the Mortgages (Switching) Bill?

The Mortgages (Switching) Bill was sponsored by Martin Docherty-Hughes.

When was the Mortgages (Switching) Bill introduced?

It was introduced to Parliament on 11 March 2024, at first reading.

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