Consumer Insurance (Disclosure and Representations) Bill

What the bill does

A Bill to require the Secretary of State to carry out a review of the effectiveness of the Consumer Insurance (Disclosure and Representations) Act 2012, with reference to the application of that Act in individual cases; to make provision about the recording and retention of information relating to voided motor insurance policies on the Motor Insurance Database; to make provision for a review in cases involving inadvertent or voluntarily disclosed misrepresentation; to provide for the correction or removal of such records in appropriate circumstances; and for connected purposes.

Progress through Parliament

What 2nd reading means, and what happens next

Second reading is the first full debate on the principle of the bill. The House votes on whether it should proceed at all.

If it passes, the bill goes to committee stage, where it is examined line by line and amendments are considered.

Read the full guide to this stage: What happens at second reading of a bill

Questions about the Consumer Insurance (Disclosure and Representations) Bill

What stage is the Consumer Insurance (Disclosure and Representations) Bill at?

The Consumer Insurance (Disclosure and Representations) Bill is currently at 2nd reading in the UK Parliament.

Has the Consumer Insurance (Disclosure and Representations) Bill become law?

Not yet. A bill becomes law only when it has passed both Houses and received Royal Assent. The Consumer Insurance (Disclosure and Representations) Bill is currently at 2nd reading.

What happens next to the Consumer Insurance (Disclosure and Representations) Bill?

If it passes, the bill goes to committee stage, where it is examined line by line and amendments are considered.

Who sponsored the Consumer Insurance (Disclosure and Representations) Bill?

The Consumer Insurance (Disclosure and Representations) Bill was sponsored by Sir Christopher Chope.

When was the Consumer Insurance (Disclosure and Representations) Bill introduced?

It was introduced to Parliament on 22 June 2026, at first reading.

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